Please visit my blog at http://karencard.blogspot.com for up-to-date information on rates, sales trends and the mortgage industry. 

Today’s national credit crisis combined with a volatile mortgage market have brought about many changes in programs, underwriting guidelines, and daily fluctuations in interest rates.

I am up to date with the latest programs and guidelines available, including the new Agency “conforming jumbo” limits for purchases and refinances. These offer loan limits up to $729,000 in some areas of Southern California--with more attractive rates than traditional jumbo loans but will only be available for a limited time, at present extended through 2010.

Reverse mortgage loans have made great strides and are a wonderful vehicle for seniors who want to access tax free income from the equity in their property, without monthly payments. I am expert at the various types of Reverse loans and have multiple sources available for placement. The new Jumbo programs are especially attractive for many homeowners in Orange County. Read more about Reverse loans under the Mortgage Resources button at the right, under web links.

Through this website you can submit a complete online secure loan application, pre-qualify for a home loan, or request an update on your loan in process.

Please don’t hesitate to contact me at any time. My cell phone is 714-290-6940, and my email address is karencardmortgage@gmail.com.